Kshitij Sarve All work
02 · LendingAudit-ready

AI Credit Underwriting Platform

A multi-tenant lending platform that checks documents, applies lender rules and prepares evidence-backed assessments for human review.

Key decision

Code computes every number and rule; the model only explains them, must cite evidence, and can never override a failed check.

My contribution

Lead engineer across the frontend, backend and cloud for a multi-tenant lending platform.

The constraint

Different products and lenders have different rules. An AI explanation must never override a failed check.

How it works

AI extracts KYC and bank-statement information. A 16-stage workflow applies product and lender rules; code computes the numbers. The assistant drafts a cited credit assessment for a human reviewer.

The result

A lending workflow with deterministic checks, traceable explanations and human review.

Stack

  • Gemini · Vertex AI
  • FastAPI
  • PostgreSQL
  • Terraform
  • AWS